Invest in a Few, Impact the Multitudes

By Noah Chung

One of the common questions we get asked at Resource Global is... “Why do you choose to invest resources and time in young leaders that may already be wealthy and successful in the workforce? Shouldn’t our resources be given towards efforts in church planting, evangelism, or ministry to the poor or oppressed?”

First of all, there is no doubt in our hearts and minds of the continual need for resources, time, and efforts to make disciples (Matt. 28:19-20) and to also remember the poor (Gal. 2:10). This is foundational to the mission and life of the Church, and we wholeheartedly stand by it. However, one of the temptations that we see in our Western evaluation of Christianity, is valuing the immediacy of results and numbers over the depth and discipleship that happens over time. How many people were saved? How many mouths were fed? How many Bibles were given? And so on...

Now don’t get me wrong, numbers and results matter in Kingdom work. But the question for us in America (or the West) is... How effective are our current methods and investments towards making long-term Gospel impact in global countries and cities? OR Are we settling for numbers and results over building up and training local leaders to carry the mantle of God’s mission even when we are gone?

The temptation with much of our investments and giving toward global missions is that we, as Americans, want to see immediate or tangible results to our efforts. But when we look at how Jesus decided to start the Church, it wasn’t through just healing people or proclaiming the good news in the streets; it also included the time and energy spent discipling the Twelve. Even with the knowledge that Jesus would not see the Church grow with his own eyes. In addition, the Twelve were not ministers or priests. They were tradesmen, fishermen, a tax collector, and political radicals. Jesus decided to start the church by investing in common people with professional skills, who would be future leaders of the Gospel movement after he left.

And the rest is history…

The early Church exploded. Even amidst harsh persecution, the Gospel took hold of Jews and Gentiles all across the Roman Empire, even outlasting Rome itself. Jesus’ investment in a few impacted the multitudes. And it still impacts us today.

So at Resource Global, we are passionate about investing towards the long-term leadership development of young professionals in global cities. There are many young Christians who are strategically placed in these global cities, who have the networks, are self-sustainable, know the culture, and are passionate about how to impact their spheres of influence with the gospel. They are Zacchaeus who has great wealth. They are Cornelius the Centurion who works in the government. They are Lydia who owns a successful business. They are the Ethiopian Treasurer who has access to powerful people. But these people of influence, still needed the guidance, support, and discipleship from teachers and leaders like Jesus, Paul, and Peter. And at Resource Global, we see young versions of these individuals as having the potential to make an impact 30x, 50x, or 100x more than we could ever imagine.

Already, with three years of working in Indonesia, we’ve seen gospel impact that would have taken way more resources or time if we did it ourselves. We have had a leader start floating hospitals to support those without medical care in the thousands of islands in Indonesia, because of her resources and networks. We have had leaders give abundantly to local ministries and churches that are gospel-centered and they are locally a part of. We have had leaders approach their companies and begin to implement wholistic change away from the typical corruption and bribery that is common in SE Asia. As our cohort alumni continue to invest in their sphere of influences, we see Jakarta, Indonesia, and even SE Asia being impacted with Gospel-centered professional leaders.

So at the end of the day, our goal is not to see immediate numbers and results that is attributed to our skill or our people. Our goal is to see the people we invest into be used for Gospel-centered work in all spheres of life. And one day, we hope that through their passions, skills, resources, and networks, they will impact the multitudes with the power, hope, and love of the Gospel that has changed their lives too.

Noah Chung is the Director of Impact and Communications at Resource Global. He’s been with Resource Global for about four years. He also is a pastor and lives in Chicago.

Four Horsemen of Financial Ruin - Revelation 6

By Pastor Oscar Muriu

Chapter six of Revelations talks about Paul’s vision of the apocalypse. In this vision, God judges the world by opening seven seals of humanity judgement. The first four seals are horsemen that God releases on the world in order to bring death and destruction. This led me to consider if there are horsemen that bring financial ruin upon us. Right away four came to mind: hustler, enslaver, desolator, and devourer.

Horseman Called Hustler

A hustler is someone who is barely making it. He is scrounging around, and hustling back and forth. Life is hard for the hustler, he lives hand to mouth and has no financial security. He is very hardworking and busy, but has little to show for it. A hustler may have wishes, but no vision. There is a difference between a vision and a wish. A wish does nothing but dream. A vision on the other hand does three things:

  1. Develops an action plan

  2. Defines a deadline

  3. Exercises discipline

Remember that a road to financial hell is paved with good intentions but no concrete plan.

If you believe you are a hustler, then you will be stuck a hustler the rest of your life. Without a financial vision of your future, you will perish. You need a clear goal of what you want; wealth begins in the mind.

I want to share these plans with you to help save you from the fate of a financial hell:

  1. Financial goals

  2. Pray

  3. Have a spending plan

  4. Benevolence, or tithe, plan

  5. Emergency plan

  6. Investment plan

  7. Insurance plan

  8. Retirement plan.

Horseman called Enslaver

The Enslaver brings financial ruin by driving you into debt. He comes with three sets of chains:

  1. Credit card debt

  2. Consumer debt

  3. Golden handcuff debt

Let me go into a little more detail on the golden handcuff debt. This chain is referring to those of you that ‘sell your soul’ to your employer. They pay all your fees and you are unable to break free.

Debt can be addictive because it encourages instant gratification. But beware! Debt will rob you of your credibility and can destroy your relationships. The best way you can manage your debt is to avoid it all together and live a debt free life.

What do you do when you are in debt?

  1. When you are in a hole, stop digging. You need to cut up all your credit cards and atm cards. The temptation is not safe, this will help you to stop spending.

  2. Start living strictly by your spending plan.

  3. Sell off some of your stuff.

  4. Make a debt repayment plan.

  5. Make your payments automatic.

  6. Invest in your debt.

  7. Focus on one goal at a time.

Jesus said that no one can serve two masters. Therefore you cannot serve God while you serve money. As long as you have debt, you are a slave to money. Remember, the borrower is the slave of the lender.

Horseman Called Desolation

The horseman of desolation attacks you in two ways:

  1. It attacks you through emergencies and crises, and keeps you from being able to create wealth.

  2. It encourages you to eat up everything you have so that you have nothing to invest.

It is important to keep a separate fund that is kept in an easily liquidable form so it can be accessed immediately in case of emergency. This is known as your emergency fund, which is different from an investment fund. How much you set aside in this account depends on you, however much makes you feel safe. I recommend taking precautions so that you do not use up your emergency fund. You could set up a joint account with your spouse so that the two of you need to be present to withdraw. Another option is to open a group account. A group account is nice because you need signatures of all group members before money can be withdrawn.

There is no fast way to become rich. So prepare, don’t panic. Remember that time is your friend, and follow my four rules of investment.

The first step is to clear all debt. Set up an emergency fund, and then an investment fund. Follow by investing your seed in business, shares, etc.

Be careful not to become greedy. Greed is when your desire for more is unchecked and it feeds off your imagination, becoming an obsession. Rather, contentment is key. Contentment is when you know how much is enough.

Horseman Called Devourer

The fourth and final horseman is the devourer. The name of this horseman can actually be found in the Bible, in books such as: Malachi, Deuteronomy, and Haggai. This horseman consumes your wealth. The devourer strikes when you steal God’s tithe.

Why do we tithe?

  1. Tithing is an act of worship.

  2. It is a sign of how much we love God.

  3. It is a sign that we trust God more than we trust money.

  4. Tithing shows who our real master is.

  5. It is an antidote against greed.

  6. It is how God calls us to participate in His eternal work.

  7. Tithing shows our real character

  8. When we tithe, we say, God, I am trustworthy with little. So you can trust me with much. (Luke 16:10)

  9. God has commanded us to give

  10. God knows we are afraid and has called us to trust Him.

Now, not every trial that comes your way is the devourer. God will send trials our way because they refine and grow us. Satan will also send trials as a means of attack. So, if you are unsure that it is the devourer, ask the following questions:

  1. Have I been faithful to the Lord, and in my vows and commitments?

  2. If it’s not that and I have been faithful. Is this the attack of the evil one and I need to bind the spirit of the evil one and command the name of Jesus over him and engage in spiritual warfare?

After you have asked these questions, you may say, Lord, if is it you trying to get my attention, I just want to open up my heart so that you can speak to me.

Do you think the devourer is on your case? It’s actually not difficult to answer that question. If you’ve been stealing God’s tithe, then right now the Holy Spirit is convicting you. Then yes, the devourer is on your case.

Live your life without the financial ruin brought upon by the four horsemen: the hustler, the enslaver, the desolator, and the devourer.

Pastor Oscar Muriu has been the Senior Pastor at Nairobi Chapel since 1991. Nairobi Chapel has over 3,000 people and 26 church plants across the world. He holds a B.Sc. (Zoology) from the University of Delhi in India, and an M. Div. from the Nairobi Evangelical Graduate School of Theology (NEGST). Pastor Oscar and his wife Bea have four daughters; Chiru, Chiku, Wanja and Janelle.

100% Jesus, 0% Me - Interview with Abraham Viktor

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During Tommy Lee’s last visit to Jakarta, in January 2019, he was able to meet with several Resource Global (RG) cohort alumni, including Bram. The two caught up after connect group, and shared the latest updates across Bram’s life (both professionally and personally) since his time with RG.  

Bram grew up in Jakarta, and received his accounting degree from University of Indonesia (UI). He always had an enterprising spirit so before his final year in school, he attempted to launch his first startup with a few friends: a Kaya jam company. They had a great formula, but struggled to find the right factory for production. Eventually, he had to make the difficult decision to move on. The experience would be the first of a couple of “professional failures,” through which Bram learned much about the world, faith, himself, and God.

After graduating, Bram found himself on his second startup - this time in the construction industry working on lightweight building blocks. However, after much time, and significant monetary investment, a series of unfortunate events lead to the closure of that startup too. This second failure was much harder on Bram. He found himself low on cash, and felt like the weak link in a group of friends who had gone into banking or consulting, were rising the ranks, and making good money.

Looking back, he recalls how this devastation was partially influenced by his own family’s financial crisis when he was younger. That experience had taught him to be driven by monetary gain in his own decisions. Desirous of more stability, he took a step back and decided to pursue work in investment banking and consulting. He went first for an internship with Boston Consulting Group (BCG), before eventually moving into investment banking. He remembers fondly that first paycheck, and the feeling of security it came with. However, he also remembers the disappointment he felt shortly into his tenure as he began to feel restless, thinking: What am I doing here?

Throughout his early career struggles, Bram recalls feeling God convicting him to rely not on his own desires and ego, rather on God’s plan and design. He also recalls how he always pushed those convictions aside, deceived by his own pride. However, the more restless he felt at work, the more he reflected on his failed startups, and the more he found himself turning to God.

In an act of faith, Bram asked God to purify his heart. In reconciling his desires to those of God’s for him, he found renewed clarity. Suddenly, he felt God impressing upon him that he should be working in financial inclusion. He took a leap of faith, and left his cushy investment banking job. That very day, he stepped into creating his next venture: Taralite.

Through much faith and hard work, Taralite is now a key mover for financial inclusion in Indonesia, providing micro loans and and micro funding to underserved people. They also lease their algorithm to banks for more efficient processing and greater financial inclusion across the country. Most recently, Taralite has been acquired by OVO - a large mobile payments player in Indonesia. Bram sees the move as synergic, allowing the team to work with mentors with more experience, as well as expanding Taralite’s own market share and impact on Indonesia as a whole.

Around the time Bram was working on Taralite, building it up into what it is today, he had experienced several other milestones as well. These milestones informed many of his decisions, and continue to shape his career and faith journey today.

First, he got married - to a woman he says is greater than his equal. “She humbles me,” he says - describing how his pride and self-righteousness often causes him to lack grace, whereas her own deep desire and honor for truth make her the opposite: humble, kind, gentle.

Second, he participated in Resource Global’s first cohort - an opportunity he credits for giving him clear and encouraging mentorship. The Christian guidance and focus on bringing the gospel into the business sphere helped him in many a decision, especially in the Taralite’s early days.

Third, he had a clear epiphany about finances. Whereas his upbringing and “the Old Bram” led him to focus on simply gaining wealth, the Bram of today who remains stayed on the Lord realized that money is a blessing from God. This blessing, he believes, is one that must be shared, and enjoyed. Ultimately, he says “my life and even my finances don’t belong to me. [They] all belong to God alone.”

And last of all, via redemption through, and trust in, Christ, Bram has received 2 priceless gifts from his turbulent professional experiences to date: humility, and trust in God’s sovereignty. Humility because, whilst he continues to struggle with pride, he remembers that he has never succeeded when he has insisted on doing things by his own strength. And trust in God’s sovereignty, because when he looks back at the last few years (his career trajectory, his marriage, his time with Resource Global, and his failures), he sees how God’s providence was upon him through it all.

“When I failed the second time, it felt like the lowest point in my life, it felt like I’d never get close to where my friends were. But somehow God just cared for me, equipped me, strengthened me. And it’s all God’s work. When I look back, it was 0% Bram, and 100% Jesus.”